Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the website and services provided by Aureus Wealth Management ("we", "us", "our"). By accessing our website, submitting your information through our forms, or otherwise using our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website or services.

1. Overview of Services

Aureus Wealth Management provides informational content, tools, and referral services related to portfolio optimisation and financial planning support for individuals working in the gig economy. Our website is intended to provide general information and to connect interested users with relevant services. Nothing on this website constitutes financial, investment, tax, or legal advice, and no content should be relied upon as such.

2. Eligibility

By using our website and submitting any forms, you represent and warrant that you are at least 18 years of age and are legally capable of entering into binding contracts under the laws applicable to you. We reserve the right to refuse service to anyone who does not meet these eligibility requirements.

3. Use of the Website

You agree to use this website only for lawful purposes and in a manner consistent with these Terms. You agree not to:

• Provide false, misleading, or inaccurate information when using our forms or contacting us;
• Attempt to gain unauthorised access to any part of the website, servers, or associated systems;
• Use automated tools, scrapers, or bots to extract data from the website without prior written consent;
• Interfere with or disrupt the operation of the website or the servers/networks used to make it available;
• Use the website in any way that could damage, disable, or impair its functionality.

4. No Financial Advice

The content provided on this website, including any articles, comparisons, or descriptions of processes, is for general informational purposes only. Aureus Wealth Management does not provide personalised financial, investment, legal, or tax advice. You should consult with a qualified professional before making any financial decisions. We make no guarantees regarding outcomes, returns, or the suitability of any product or service referenced on this website.

5. Third-Party Links and Services

Our website may contain links to third-party websites or reference third-party services. These links are provided for convenience only. Aureus Wealth Management does not control, endorse, or take responsibility for the content, accuracy, or practices of any third-party website or service. Your interactions with any third party are solely between you and that third party, and you engage with them at your own risk.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and design elements, is the property of Aureus Wealth Management or its licensors and is protected by applicable intellectual property laws, unless otherwise stated. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent.

7. Submission of Information

If you submit personal information through any form on this website (for example, to request contact or express interest in our services), you consent to us processing that information in accordance with our Privacy Policy. You are responsible for ensuring that any information you provide is accurate and up to date.

8. Disclaimer of Warranties

This website and all content, materials, and services provided through it are offered on an "as is" and "as available" basis, without warranties of any kind, whether express or implied. Aureus Wealth Management does not warrant that the website will be uninterrupted, error-free, secure, or free of viruses or other harmful components. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Aureus Wealth Management, its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with your use of, or inability to use, this website or any services referenced on it, even if we have been advised of the possibility of such damages. This includes, without limitation, any loss of profits, data, goodwill, or other intangible losses.

10. Indemnification

You agree to indemnify and hold harmless Aureus Wealth Management and its owners, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the website, your violation of these Terms, or your violation of any rights of a third party.

11. Changes to These Terms

We reserve the right to modify or update these Terms at any time, at our sole discretion. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of the website following the posting of changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

12. Termination

We reserve the right, without notice and at our sole discretion, to terminate or restrict your access to the website or any part of it, for any reason, including but not limited to a breach of these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Aureus Wealth Management operates, without regard to conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction. This section is provided as a general placeholder and should be reviewed and finalised according to your specific legal requirements.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the extent necessary to make it valid and enforceable.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Aureus Wealth Management regarding your use of the website and supersede any prior agreements or understandings, whether written or oral.

16. Contact

If you have any questions about these Terms, please contact us through the details provided on our Contact page.

This document is a general template provided for informational purposes and does not constitute legal advice. It has not been reviewed by legal counsel and should be adapted to reflect your specific business practices and applicable laws before use.